Truth be said, many accidents that happen on the roads hitting and injuring pedestrians are not compensated for. Sadly, some are hit and run, leading to fatalities with no claims to be filed. Sometimes accidents involving pedestrians happen unknowingly; the driver tries to swerve another vehicle and ends up hitting someone. There are certain steps a pedestrian hit by a car should take to ensure full compensation. The major causes of accidents involving pedestrians are speeding, careless driving, distracted driving, texting while driving, driving while intoxicated, and disobeying traffic signs.
It is crucial to note that the pedestrian’s type and amount of compensation vary with certain factors. The factors include; insurance of both parties, the contribution of the pedestrians to the accident, and the extent of the pedestrian injuries. Some of the insurance covers things that pedestrians who have been involved in an accident can claim to include;
Workers compensation
Company workers can sometimes double up as pedestrians may be in their activities like road construction. A workers’ compensation policy ensures that all workers get fully compensated if they are hit while walking or working at the job site.
Drivers insurance
Most countries have regulated laws that all licensed drivers have an insurance policy. Insurance companies offer different covers for their drivers. Pedestrians might get full compensation if the driver was fully insured, such as comprehensive cover.
Underinsured and uninsured coverage
Most people fail to utilize this policy they pay for in their auto insurance policy. For instance, if the …